As Australia’s leading specialist insurer, NTI is urging businesses to take a proactive approach to protecting their people and their assets this coming storm and cyclone season.
“Weather is out of all of our control, so we are working with customers to promote the importance of having an extreme weather plan in place,” said NTI’s CEO, Tony Clark.
“When it comes to protecting your employees and your livelihood, there is no such thing as being over cautious or over prepared.”
NTI encourages business owners to have a plan for protecting their people, premises and equipment in the event of a storm or cyclone, to minimise potential downtime and loss of income.
Planning ahead can be as simple as:
- Distributing an emergency contact list and details of storm preparation plans to all employees;
- Preparing emergency packs which include a torch & battery pack, food, first aid kit, clean water and a radio;
- Keeping surroundings tidy and, in the lead up to a weather event, ensuring outdoor items are stored inside if space permits, or are well secured outside;
- Making sure vehicles and/or equipment are undercover or in a protected location to prevent damage from hail and wind.
For those on the road during an extreme storm the Bureau of Meteorology suggests exercising the below measures:
- Flooding: Do not drive through flooded and high risk areas. If caught, be aware of washout areas – avoid dips and underpasses.
- Severe lightening: Remain in the vehicle with windows closed, and avoid touching metal parts of the vehicle. Do not park under trees or other tall objects at risk of falling during the storm. If you’re able, stop driving.
- Hail: If you are unable to exit your vehicle, be sure to keep your head and face away from windows.
Customers or intermediaries needing to make a claim due to a weather event should contact NTI via the NTI Accident Assist (1800 NTI NOW) service. This will allow the claim to be actioned as quickly as possible, without the need for paperwork. Trauma counselling will also be available.