Mobile Plant & Equipment Insurance Built for the Job
Insurance for the Machinery Your Business Relies On
Hard-working mobile plant and equipment can face unique challenges and risks on the job. NTI offers specialist cover for machinery itself, alongside Public & Products Liability, Work Tools and Downtime cover designed around the needs of operations relying on mobile plant and equipment to get the job done.
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Explore Yellow Cover
Yellow Cover: Mobile Plant & Equipment Insurance
Purpose-built for a wide range of businesses across construction, earthmoving, civil contracting, infrastructure and agriculture, our cover is designed around the machinery, activities and exposures these operations face. Optional Work Tools and Downtime cover can also help protect portable tools and support the business when insured equipment is damaged and unable to work.
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Explore Public & Products Liability Insurance
Public & Products Liability Insurance
Liability cover designed to help address exposures that arise from your business, including when machinery is being used as a tool of trade.
Supporting Australia’s Mobile Plant & Equipment Industries
Mobile plant and equipment works across very different environments, from civil construction sites, mines and quarries to farms and equipment hire fleets. Each brings its own pressures, operating conditions and risks. NTI supports businesses across these industries with specialist knowledge of the machinery and the way it’s used.
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Earthmoving & Civil Contractors
Equipment availability is critical when excavators, graders, loaders and other plant need to be ready for the next stage of a job. NTI understands the pressure that equipment downtime can place on project schedules and productivity.
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Plant Hire Businesses
Plant hire brings a different set of exposures, with equipment moving between customers and worksites under arrangements such as dry hire, extended dry hire and cross hire. NTI brings specialist MPE knowledge to the risks around utilisation, asset condition, damage waivers and keeping revenue-generating equipment in service.
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Owner-Operators
When one machine is central to your livelihood, every day it’s unavailable can affect your income and the jobs you can take on. NTI brings specialist claims, repair and parts support together to help reduce downtime and get your machinery back to work sooner.
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Quarrying & Mining Operations
Mining and quarrying place heavy demands on machinery, often in tough operating conditions. NTI’s MPE expertise extends across open-cut and underground hard-rock operations, with risk engineering focused on issues such as maintenance, fire, theft and incident management.
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Agricultural & Farming Operations
Agricultural machinery may be used across material handling, earthmoving and other on-farm applications, often over large properties and changing conditions. NTI brings specialist MPE and risk engineering expertise to issues such as maintenance, flood exposure and keeping critical equipment available when it’s needed.
Built for the Work You Do
Mobile plant is built to work, often in demanding environments where machinery availability matters every day. NTI understands the equipment, worksites and operating pressures behind these businesses, from maintaining machines and moving them between jobs to keeping projects on schedule when conditions change.
The Machinery You Rely On
Excavators, loaders, graders, dozers, rollers, cranes, telehandlers and other specialised equipment are often core income-producing assets. When a machine is unavailable, the impact can extend quickly to productivity and revenue.
The Projects You Deliver
Mobile plant works across construction, civil infrastructure, road building, agriculture, mining, quarrying and materials handling. Every project brings different site conditions, operating demands and equipment requirements.
The Operations You Manage
Keeping machinery productive means managing operators, maintenance, transport, safety, scheduling and project deadlines. The job depends on having the right equipment ready to work, where and when it’s needed.
The Equipment You Hire Out
Plant hire businesses depend on keeping machines working across different customers, worksites and projects. Dry hire, cross hire and damage waivers can also create insurance considerations that differ from contractor-operated equipment.
The Risks You Navigate
Equipment damage, fire, theft, flooding, mechanical failure and operator incidents can all lead to costly downtime. Resolving those issues quickly can make a significant difference to keeping projects and businesses moving.
Recognised for our quality and service
Why Mobile Plant Businesses Choose NTI
When machinery is unavailable, the cost can reach well beyond the repair itself. NTI combines specialist MPE knowledge with claims support, trade-qualified repair management, parts expertise and risk engineering to help customers reduce disruption and get equipment back to work sooner.
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Mobile Plant Specialists
Yellow Cover was purpose-built for mobile plant and earthmoving industries. NTI understands the machinery, worksites and operating demands involved, supporting businesses from owner-operators to large contractors and equipment fleets.
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Coordinated Incident Response
NTI’s specialist incident response teams, recovery partners and repair managers work together to manage complex machinery incidents, helping recover equipment safely, control site risks and minimise further damage from the outset.
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Award-Winning Claims Expertise
NTI has specialist claims and repair management teams with experience in mobile plant and equipment. They understand the practical impact machinery damage can have on jobs, productivity and revenue, and focus on helping customers recover quickly and minimise disruption.
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Trade-Qualified Repair Management
NTI’s in-house repair managers bring experience from machinery dealerships, civil contracting and equipment industries. They can inspect equipment on site when required and work with repairers to identify practical solutions that help get machines back to work sooner.
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National Repair & Parts Network
Customers benefit from NTI’s network of specialist machinery repairers, OEM repair networks and our in-house dedicated Parts Team. Strong relationships with dealers, manufacturers and suppliers help identify repair solutions and reduce avoidable delays, while repairs authorised by NTI are backed by a lifetime repair guarantee.
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Supporting Safer, More Productive Operations
NTI’s MPE risk engineering support looks beyond the claim to how equipment is managed day to day, including maintenance, fire and theft controls, flood risk, training and incident management. These insights can help businesses strengthen controls, reduce losses and improve long-term performance.
Frequently Asked Questions About Mobile Plant & Equipment Insurance
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Who is NTI’s Mobile Plant & Equipment Insurance designed for?
NTI’s Mobile Plant & Equipment Insurance is designed for businesses that rely on machinery to get work done, including owner-operators, earthmoving and civil contractors, plant hire businesses, mining and quarrying operations and agricultural businesses.
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What is considered mobile plant and equipment?
Mobile plant and equipment includes specialised machinery used across industries such as construction, agriculture, excavation, civil works and mining. This can include excavators, dozers, loaders, tractors, graders, cranes, rollers, telehandlers and other specialised equipment.
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What’s the difference between a motor policy and a mobile plant policy?
A standard motor policy is primarily designed around vehicles on the road. Mobile plant insurance is built around equipment that may also operate as a tool of trade, work while stationary, travel between sites or be hired to others. It can also address MPE-specific considerations such as dry hire and cross hire.
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What industries does Yellow Cover support?
Yellow Cover supports a broad range of mobile plant industries, including construction, earthmoving, civil and road contracting, mining and quarrying, agriculture, materials handling and plant hire. NTI also supports more specialised operations including crane fleets, drilling, piling, forestry and landscaping.
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Can hired or rented equipment be covered?
Yellow Cover is designed with both hired-in and hired-out plant hire exposures in mind, including dry hire, cross hire and damage waivers. These arrangements can create different risks and responsibilities depending on who owns, operates and hires the equipment, so the appropriate cover will depend on the circumstances.
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What happens if my machinery is damaged or involved in an incident?
NTI’s specialist MPE claims and repair management teams can help manage the response, including inspecting machinery on site or at a repairer where required. Repair managers work with dedicated machinery repairers, dealers, OEM networks and NTI’s Parts Team to identify repair solutions and keep the claim moving.
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How does NTI help reduce equipment downtime?
NTI’s in-house repair managers work directly with repairers, dealers, OEMs and suppliers to resolve technical issues and progress repairs. Their knowledge of mobile plant, combined with specialist parts sourcing and strong industry relationships, helps identify practical solutions and reduce delays.
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How does NTI help businesses manage mobile plant risks?
NTI’s MPE risk engineering team works with customers to review how machinery is managed in practice. That can include maintenance, fire and theft controls, flood risk, operator training and incident response, helping businesses identify weaknesses and strengthen day-to-day risk management.
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How do I get Mobile Plant & Equipment Insurance through NTI?
NTI’s Mobile Plant & Equipment Insurance is arranged through insurance brokers. A qualified broker can assess your machinery, operations and risk exposures, explain the available cover and help determine which NTI solution may be appropriate for your business.
How to get insured
Yellow Cover is an intermediated product, which means you can access it via a broker. Your broker will guide you through the details of our coverage and help you determine if it's the right fit for your business.