Marine & Cargo Insurance Backed by Specialist Expertise
Marine & Cargo Insurance Solutions for Your Business
NTI provides specialist insurance cover, advice and support to help protect the goods you own or carry, the vessels you operate and the liabilities that come with working in the marine industry. With expertise across cargo, carriers, commercial vessels and marine liability, NTI helps businesses understand and manage the risks across their operations.
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Explore Cargo Insurance
Cargo Insurance
For businesses that own and send goods within Australia or overseas. Cargo Insurance can protect goods through domestic and international supply chains, whether they travel by road, rail, sea or air.
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Explore Carriers Insurance
Carriers Insurance
For transport operators carrying goods on behalf of customers. Carriers Insurance responds to the risks and responsibilities that come with moving other people’s freight.
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Explore Commercial Hull Insurance
Commercial Hull Insurance
Specialist cover for larger commercial vessels, including ferries, tugs, barges, dredges, workboats and other vessels operating across coastal, inland and harbour waters.
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Explore Commercial Boat Insurance
Commercial Boat Insurance
Cover designed for operators of smaller commercial vessels, including skippered charter boats, tourism operators and other commercially operated craft.
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Explore Marine Liability Insurance
Marine Liability Insurance
For businesses providing services to vessels, marinas and the wider marine industry, including ship repairers, marine trades and marina owners and operators.
Supporting Businesses Across Cargo, Logistics and Commercial Maritime operations.
Marine & Cargo insurance reaches well beyond ships and ports. It is relevant anywhere goods are moving through a supply chain, as well as across the businesses that operate, service or support commercial vessels. NTI brings specialist insurance knowledge and insight to customers operating across cargo, logistics and commercial marine industries throughout Australia.
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Importers, Exporters, Manufacturers & Retailers
Goods can pass through multiple carriers, ports and points of handover before reaching a warehouse, store or customer. NTI understands the risks that can arise as stock, materials and finished products move through domestic and international supply chains.
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Transport & Logistics Operators
Carriers and logistics businesses take responsibility for customers’ freight every day. NTI understands the contractual, operational and cargo-related risks that come with moving goods through complex transport networks.
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Commercial Vessel Operators
From charter and tourism operators to ferries, tugs, barges and workboats, commercial vessels perform very different jobs. NTI brings specialist marine expertise to the operational, environmental and liability risks involved.
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Marine Trades & Service Businesses
Ship repairers, marina operators and other marine service businesses face risks that differ from those in general commercial operations. NTI understands the unique liabilities that can arise when working in these industries.
Quality and Service Across Our Cover Options
Built for the Work You Do
Unique risks sit across Australian businesses that ship goods, move goods, operate vessels, and support the maritime industry. A shipment may pass through multiple hands before it reaches its destination, while commercial vessels work across transport, tourism, infrastructure and marine services. NTI understands how those operations connect and where disruption can have a commercial impact.
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The Goods You Move
Raw materials, stock, machinery and finished products can travel locally, interstate or internationally. Businesses depend on those goods arriving safely, on time and in the condition expected. A single shipment can move between suppliers, freight forwarders, ports, carriers, warehouses and customers. Each handover introduces different responsibilities and potential points of risk.
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The Freight You Carry
Transport operators carrying goods for customers manage more than the physical
freight. Damage, loss or delay can also affect contractual obligations, customer
relationships and business performance. -
The Vessels You Operate
Commercial vessels support passenger transport, tourism, harbour operations,
infrastructure and coastal trade. Each type of operation brings its own combination of physical, environmental and liability exposures. -
The Risks You Navigate
Cargo damage, theft, weather, handling incidents, machinery failure and marine perils can all interrupt operations. When they do, resolving what happened and who is responsible can involve multiple parties and specialist expertise.
Why Businesses Choose NTI
Businesses across cargo, logistics, commercial hull and marine liability can face losses and risks involving multiple parties, transport modes, jurisdictions and responsibilities. NTI brings together specialist underwriters, claims professionals, recoveries expertise and risk engineering to help customers understand those risks and respond when something goes wrong.
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Marine Insurance Specialists
NTI’s marine team brings specialist expertise across cargo, carriers, commercial hull and
marine liability. That means customers are supported by people who understand both
the movement of goods and commercial vessel operations. -
Claims & Recoveries Excellence
NTI has Australia’s largest team of dedicated marine claims specialists and an internal
marine recoveries team. They work together on complex claims, helping manage
incidents, identify recovery opportunities and navigate the parties and responsibilities
involved, putting NTI in a unique position to support our customers with the best
outcomes when loss or damage occurs. -
Cargo, Logistics & Supply Chain Knowledge
NTI’s team has deep knowledge of how goods move through domestic and international
supply chains, from importing and exporting to road, rail, sea and air freight. With
specialists across every state, customers also benefit from local knowledge and expertise, backed by the breadth of a larger national team. -
Commercial Vessel Expertis
NTI supports a wide range of commercial vessel operations, including passenger
vessels, charter boats, ferries, tugs, barges, dredges, workboats and coastal trade.
Specialist marine expertise helps account for the operational and liability risks unique to
working on the water. -
Risk Engineering Support
NTI’s in-house risk engineering capability adds another layer of specialist support,
helping customers better understand exposures across marine and logistics operations
and identify opportunities to strengthen risk management.
The Latest in Marine & Cargo
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NewsAustralian Transport, Shipping & Logistics Operators Encouraged to Review Weather Plans Amid El Niño
Transport, shipping and logistics operators are encouraged to review and familiarise themselves with their severe weather and business continuity plans (BCP) as Australia heads towards summer.
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InsightsHow to Prepare Your Business for El Niño
A strong El Niño is underway in Australia and expected to intensify through spring. Is your business prepared for the potential impacts?
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InsightsCargo Under Pressure: The Rising Risk of Underinsurance in Global Marine Transport
The global logistics ecosystem is constantly evolving, changing how cargo moves, what it costs to transport and where risks can arise along the way.
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WebinarsIntroducing Commercial Boat Cover: Built for Smaller Commercial Vessels
Commercial Boat cover is the latest addition to our Marine offering, designed to make insuring smaller commercial vessels simpler and easier to understand.
Frequently Asked Questions About Marine & Cargo Insurance
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What is Marine Insurance?
Marine Insurance covers a range of risks associated with cargo, goods in transit, commercial vessels and marine operations. Depending on the business and exposure, this can include Cargo Insurance, Carriers Insurance, Commercial Boat Insurance, Commercial Hull Insurance and Marine Liability Insurance.
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What’s the difference between Cargo Insurance and Carriers Insurance?
Cargo Insurance is designed for the owner of the goods, while Carriers Insurance is designed for the transport operator carrying goods on behalf of customers. They protect different parties and different interests, which is why Carriers Insurance is not a replacement for cover held by the cargo owner.
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Why shouldn’t cargo owners rely solely on a carrier’s insurance?
A carrier’s insurance is arranged around the transport operator’s risks and responsibilities, not the cargo owner’s financial interest in the goods. Holding your own Cargo Insurance gives you control over your cover and claims process rather than relying solely on arrangements made by another party in the supply chain.
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Who needs Marine & Cargo Insurance?
Marine & Cargo Insurance can be relevant to importers, exporters, manufacturers, retailers, cargo owners, transport and logistics businesses, commercial vessel operators and marine trades. The right type of cover depends on whether you own the goods, carry them for others, operate a vessel or provide marine-related products and services.
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Does marine insurance cover goods transported within Australia?
Yes. Cargo and Carriers Insurance can cover goods moving within Australia, not just those travelling overseas. Depending on the policy, this can include goods transported by road, rail, sea or air, as well as international cargo movements.
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What does Commercial Hull Insurance cover?
Commercial Hull Insurance is designed for commercial vessel owners and operators and can cover physical loss or damage to vessels. For certain vessel types, cover may also be extended to areas such as machinery damage, Protection & Indemnity and loss of earnings, subject to the policy.
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What is Commercial Boat Insurance designed for?
Commercial Boat Insurance is designed for smaller commercial vessel operations, including skippered charter boats, tourism activities and other commercially operated small craft. It gives businesses operating these vessels access to cover designed around commercial rather than recreational use.
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How does NTI support customers when a loss occurs?
NTI has dedicated claims specialists and an internal recoveries team with expertise across cargo, carriers and commercial vessels. NTI can also provide incident response and management support following events such as road accidents. The team can help manage complex incidents involving multiple parties, investigate where a loss occurred and pursue recovery opportunities where another party may be responsible.
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How do I get Marine & Cargo Insurance through NTI?
NTI Marine & Cargo Insurance is arranged through insurance brokers. A qualified broker can help you understand the risks across your cargo, vessel or marine operations, explain the relevant products and identify the cover that may suit your business.
How to Get Insured
NTI Marine Insurance is offered through brokers, who will assist you in understanding the coverage details and help you decide if it's the right fit for your business.