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2026 Sunrise Platform Updates

At NTI, we’ve long been recognised as the market leader when it comes to our Sunrise platform experience and product offering. But with technology advancing rapidly – and user expectations evolving alongside it – we saw an opportunity to make something great even better.

Learn all about the updates

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Transport Pack and Yellow Cover enhancements

Every enhancement in our updated Sunrise platform directly responds to your feedback. We’ve listened to what slows you down and what gets in your way, and have focused all improvements around three key benefit areas:

  • Faster quoting
  • Less manual work
  • More accuracy & transparency

Each change has been designed to make your day-to-day quoting experience smoother, clearer, and more efficient.

What’s improved in Sunrise

  • Faster Quoting

    • Fewer referrals from dynamic questions and refined driving history restrictions
    • Issues can be resolved faster via clear referral explanations in “Our Offer”
    • Flexible navigation allows you to move easily forwards and backwards through the quote and make edits without losing progress.

  • Less Manual Work

    • Standardised industry occupations, replace our previous list, giving you access to over 450 occupations
    • ABN and rego search to help reduce data entry and rekeying
    • Auto‑populated vehicle details minimises manual lookups
    • Option of multiple bases rather than workarounds like selecting Australia‑wide
    • Streamlined question sets to keep the quoting process short and simple

  • More Accuracy & Transparency

    • Item‑level premium splits to give you a clearer understanding of pricing*
    • Prefilled data reduces keying errors and inconsistencies
    • More precise vehicle details captured automatically via rego lookup

*Now automatically available on policy documents

Learn more in our webinar

The Efficiency Advantage & Upcoming Sunrise Enhancements

In this webinar, we explore where inefficiencies commonly arise across the life of a policy, and how they can add time, cost and complexity for brokers and their customers.

We then step through our Sunrise platform enhancements and policy wording updates, showing how these changes have been designed to reduce friction, support more efficient workflows, and free up time to focus on supporting customers and growing your portfolio.

Watch now

Product updates – effective from 23rd April 2026

Alongside the platform changes, we’re also making some meaningful updates to key products.   

  • Transport Pack   

    You’ll see:   

    • Inexperienced driver restrictions for articulated vehicles now only apply for Livestock, Dangerous Goods and Refrigerated Goods  
    • A larger operating radius for Livestock with one trailer – increasing from 200km to 450km  
    • No out-of-radius excess for Rigid trucks and trailers  
    • Theft by hirer now included*, covering Dry Hire and Damage Waiver scenarios where no damage waiver applies  
    Find out more

  • Yellow Cover   

    We’ve added:   

    • Theft by hirer for eligible items (Dry Hire or optional Damage Waiver)* 
    • A new optional cover for portable Work Tools, including accidental damage and theft from vehicles.  Find out more about this new product.
    Find out more

*subject to policy terms, limits and exclusions

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Introducing: Work Tools

A new optional product within Yellow Cover

  • Covers portable work tools against accidental damage and theft from locked vehicles, tool boxes or premises (with evidence of violent and forcible entry).

  • It applies to business-owned portable tools, such as power tools and handheld equipment, as well as mobile phones and laptops used for work. 

  • This can be on site, in transit or on premises, with a total sum insured up to $40,000.  

Resources

  • Work Tools - At a Glance New product overview

    Sunrise Platform Transport Pack and Yellow Cover enhancements

  • Our new Occupations Guide is a list of standardised occupations available for our Package Policies, aligned to ANZSIC divisions and subdivisions.

    View the new guide

FAQs

  • Turnover has not traditionally been captured for Motor only quotes. In the in the new platform, doing this earlier supports the quote journey and avoids additional questions later in the process. Additionally, it also supports eligibility logic and future platform functionality in the pipeline.
     
     Importantly, for Motor-only quotes, turnover is not currently used in the motor premium calculation. It is collected to support eligibility/referral logic and platform functionality. 

  • The NTI Broker Hub (https://www.nti.com.au/broker/tools-guides/sunrise-platform-updates); houses all available resources related to Sunrise platform changes and wording enhancement. Additionally, we encourage you to reach out to your NTI contact for further support.

  • No. All current changes are specific to Transport Pack and Yellow Cover on Sunrise. Fleet and standalone liability currently remain unchanged.

  • Industry (ie. external market) uses GVM for light items. By keeping the units consistent, our intent is to makes it easier to select the correct item class.

  • The new occupations options better align with the information brokers collect and allows us to integrate with broker systems. The granularity also allows for better rating.

  • We now capture this information earlier in the journey on the "Operations" tab.  Simply navigate back to the operations tab to update these details if required.  The new flexible navigation allows you to easily jump back and forward to these pages.

  • Broker feedback overwhelmingly indicated the desire for not seeing a referral on Covernote. By asking all questions upfront - we can deliver this.

  • As part of this initial platform rollout the changes impact our Transport Pack and Yellow Cover products, and their respective schemes. We look forward to continuing to improve our Sunrise offering and expanding our product enhancements.

  • As part of NTI's reinsurance arrangements, we're now required to provide more detail about our risk exposure. Information is collected and handled in accordance with NTI’s Privacy Policy.

  • Yellow Cover is designed for plant and machinery business with trucks as accommodation. Where the make-up of risk does not reflect this specialty then it will refer in for NTI to assess.

  • Portable work tools means any of the following items used primarily by the insured's business that are owned by the Insured: 

    A. Portable power tools operated by a motor;

    B. Manually operated hand held tools;

    C. Portable electronics, mobile phones, laptops and the like;

    D. Portable surveying equipment.


    Working accessories are items that the insured owns or leases that would normally be attached to, or in, or on, the insured property, covered under Policy Product 1 Mobile Plant and Motor Vehicles.

  • If you experience any issues with the new Sunrise platform, please contact your NTI representative. They can escalate the issue internally for a prompt resolution.

  • Yes. There has been no change to our acceptance of manual slips from brokers, which are subject to underwriting review, eligibility and approval.

  • You can search by both VIN and registration number.

  • Unfortunately, this is a Sunrise issue and NTI has no control over the length of the schedules. We can only control the documents NTI makes, which we're pleased to have received a lot of positive feedback on.

  • The current NTI mainframe system limits our ability to do this, but as we progress through the upgrade we plan make this functionality available. In the meantime, there is "duplicate item" button to help make the process easier.  Simply duplicate the old item, change the radius, and then delete the old one.

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