Target Market Determinations

On this page, you’ll find target market determination (TMD) documents for NTI partners.

A TMD is a document with information about:

• the customers that the product is suitable for (the target market) and who the product is not designed for
• the conditions around how the product can be distributed to the target market.

Please read the relevant TMD and Product Disclosure Statement before purchasing a product.

Envest Civilsure Yellow Cover - Target Market Determination NTI458 - Effective 23 April 2026 (PDF)

Carriers Sub Contractor Scheme (Container Carriers) - Target Market Determination - Effective 1 October 2025 (PDF)

Carriers Sub Contractor Scheme (Container Carriers) - Target Market Determination - Effective prior to 1 October 2025 (PDF)

Carriers Sub Contractor Scheme (Container Carriers) - Target Market Determination - Effective prior to 8 December 2024 (PDF)

Carriers Sub Contractor Scheme (Container Carriers) - Target Market Determination - Effective prior to 1 November 2023 (PDF)

Carriers Sub Contractor Scheme (Container Carriers) - Target Market Determination - Effective prior to 30 September 2022 (PDF)

Carriers Tipper Scheme - Target Market Determination - Effective 1 October 2025 (PDF)

Carriers Tipper Scheme - Target Market Determination - Effective prior to 1 October 2025 (PDF)

Carriers Tipper Scheme - Target Market Determination - Effective prior to 8 December 2024 (PDF)

Carriers Tipper Scheme - Target Market Determination - Effective prior 1 November 2023 (PDF)

Carriers Tipper Scheme - Target Market Determination - Effective prior to 30 September 2022(PDF)

JLT Cement Powder Truck - Target Market Determination - Effective 1 October 2025 (PDF)

JLT Cement Powder Truck - Target Market Determination - Effective prior to 1 October 2025 (PDF)

JLT Cement Powder Truck - Target Market Determination - Effective prior to 8 December 2024 (PDF)

JLT Cement Powder Truck - Target Market Determination - Effective prior to 1 November 2023 (PDF)

JLT Cement Powder Truck - Target Market Determination - Effective prior to 30 September 2022 (PDF)

PSC Civilsure - Effective 1 October 2025 (PDF)

PSC Civilsure - Effective prior to 1 October 2025 (PDF)

PSC Grain Scheme - Target Market Determination - Effective 1 October 2025 (PDF)

PSC Grain Scheme - Target Market Determination - Effective prior to October 2025 (PDF)

PSC Grain Scheme - Target Market Determination - Effective prior to 8 December 2024 (PDF)

PSC Grain Scheme - Target Market Determination - Effective prior to 1 November 2023 (PDF)

PSC Grain Scheme - Target Market Determination - Effective prior to 30 September 2022 (PDF)

Steadfast Home Contents in Transit - Target Market Determination - Effective 1 October 2025 (PDF)

Steadfast Home Contents in Transit - Target Market Determination - Effective prior to October 2025 (PDF)

Steadfast Home Contents in Transit - Target Market Determination - Effective prior to 1 November 2023 (PDF)

MMA Heavy Motor and Mobile Plant Policy - Target Market Determination - Effective 1 October 2025 (PDF)

MMA Heavy Motor and Mobile Plant Policy - Target Market Determination - Effective prior to October 2025 (PDF)

MMA Heavy Motor and Mobile Plant Policy - Target Market Determination - Effective prior to 8 December 2024 (PDF)

MMA Heavy Motor and Mobile Plant Policy - Target Market Determination - Effective prior to 1 November 2023 (PDF)

Insurance Advisernet Mobile Plant Equipment - Target Market Determination NTI457 - Effective from 23 April 2026 (PDF)

Insurance Advisernet Mobile Plant Equipment - Target Market Determination - Effective prior to 1 October 2025 (PDF)

Insurance Advisernet Mobile Plant Equipment - Target Market Determination - Effective prior to 1 October 2025 (PDF)

Insurance Advisernet Mobile Plant Equipment - Target Market Determination - Effective prior to 8 December 2024 (PDF)

Insurance Advisernet Mobile Plant Equipment - Target Market Determination - Effective prior to 1 November 2023 (PDF)

WSC Insurance Brokers Musical Equipment - Target Market Determination - Effective 1 October 2025 (PDF)

WSC Insurance Brokers Musical Equipment - Target Market Determination - Effective prior to 1 October 2025 (PDF)

WSC Insurance Brokers Musical Equipment - Target Market Determination - Effective prior to 1 November 2023 (PDF)

WSC Insurance Brokers Musical Equipment - Target Market Determination - Effective prior to 13 March 2023 (PDF)

WSC Insurance Brokers Photography Equipment Scheme - Target Market Determination - Effective 1 October 2025 (PDF)

WSC Insurance Brokers Photography Equipment Scheme - Target Market Determination - Effective prior to 1 October 2025 (PDF)

WSC Insurance Brokers Photography Equipment Scheme - Target Market Determination - Effective prior to 1 November 2023 (PDF)

WSC Insurance Brokers Photography Equipment Scheme - Target Market Determination - Effective prior to 13 March 2023  (PDF)

CCF Civilsure - Target Market Determination - Effective from 1 November 2023 (PDF)

CCF Civilsure - Target Market Determination - Prior to 1st November 2023 (PDF)

Piranha Real Deal - Target Market Determination - Effective 1 October 2025 (PDF)

Piranha Real Deal - Target Market Determination - Effective prior to 1 October 2025 (PDF)

Piranha Real Deal - Target Market Determination - Effective prior to 1 November 2023 (PDF)

OILPAC Motor Insurance - Target Market Determination - Effective 1 October 2025 (PDF)

OILPAC Motor Insurance - Target Market Determination - Effective prior to 1 October 2025 (PDF)

OILPAC Motor Insurance - Target Market Determination - Effective prior to 8 December 2024 (PDF)

OILPAC Motor Insurance - Target Market Determination - Effective prior to 1 November 2023 (PDF)

Truckpac - Target Market Determination NTI459 - Effective from 23 April 2026 (PDF)

Truckpac - Target Market Determination - Effective prior to 23 April 2026 (PDF)

Truckpac - Target Market Determination - Effective prior to 1 October 2025 (PDF)

Truckpac - Target Market Determination - Effective prior to 8 December 2024 (PDF)

Truckpac - Target Market Determination - Effective prior to 1 November 2023 (PDF)

Steadfast Client Trading Platform (SCTP) Scheme Platinum - Target Market Determination - Effective 1 October 2025 (PDF)

Steadfast Client Trading Platform (SCTP) Scheme Platinum - Target Market Determination - Effective prior to 1 October 2025 (PDF)

Steadfast Client Trading Platform (SCTP) Scheme Platinum - Target Market Determination - Effective prior to 8 December 2024 (PDF)

Steadfast Client Trading Platform (SCTP) Scheme Platinum - Target Market Determination - Effective prior to 1 November 2023 (PDF)

Steadfast Client Trading Platform (SCTP) Scheme Base - Target Market Determination - Effective 1 October 2025 (PDF)

Steadfast Client Trading Platform (SCTP) Scheme Base - Target Market Determination - Effective prior to 1 October 2025 (PDF)

Steadfast Client Trading Platform (SCTP) Scheme Base - Target Market Determination - Effective prior to 1 November 2023 (PDF)

Gallagher SmartProtect Home Contents Transit - Target Market Determination - Effective 1 October 2025 (PDF)

Gallagher SmartProtect Home Contents Transit - Target Market Determination - Effective prior to 1 October 2025 (PDF)

Gallagher SmartProtect Home Contents Transit - Target Market Determination - Effective prior to 1 November 2023 (PDF)

Bus and Coach Plus - Target Market Determination - Effective 1 October 2025 (PDF)

Bus and Coach Plus - Target Market Determination - Effective prior to 1 October 2025 (PDF)

Bus and Coach Plus - Target Market Determination - Effective prior to 8 December 2024 (PDF)

Bus and Coach Plus - Target Market Determination - Effective prior to 1 November 2023 (PDF)

Contractor Mobile Machinery Policy - Target Market Determination - Effective from 5 October 2021 (PDF)

Vertex Heavy Motor Vehicle - Target Market Determination - Effective 1 October 2025 (PDF)

Vertex Heavy Motor Vehicle - Target Market Determination - Effective prior to 1 October 2025 (PDF) 

Vertex Heavy Motor Vehicle - Target Market Determination - Effective 8 December 2024 (PDF)

Vertex Heavy Motor Vehicle - Target Market Determination - Effective prior to 8 December 2024 (PDF)

Vertex Heavy Motor Vehicle - Target Market Determination - Effective prior to 1 November 2023 (PDF)

Yellow Cover HMIS - Target Market Determination NTI456 - Effective from 23 April 2026 (PDF)

Yellow Cover HMIS - Target Market Determination - Effective prior to 23 April 2026 (PDF)

Yellow Cover HMIS - Target Market Determination - Effective prior to 1 October 2025 (PDF)

Yellow Cover HMIS - Target Market Determination - Effective prior to 8 December 2024 (PDF)

Yellow Cover HMIS - Target Market Determination - Effective prior to 1 November 2023 (PDF)

Gallagher Mobile Plant & Equipment - Target Market Determination NTI455 - Effective from 23 April 2026 (PDF)

Gallagher Mobile Plant & Equipment - Target Market Determination - Effective prior to 23 April 2026 (PDF)

Gallagher Mobile Plant & Equipment - Target Market Determination - Effective prior to 1 October 2025 (PDF)

Gallagher Mobile Plant & Equipment - Target Market Determination - Effective prior to 8 December 2024 (PDF)

Gallagher Mobile Plant & Equipment - Target Market Determination - Effective prior to 1 November 2023 (PDF)